Explore how vision insurance can help you effectively manage your eye health and prevent issues.
Vision insurance helps to offset the costs of routine eye care and corrective eyewear. Much like health insurance, you'll typically pay a monthly premium and may also pay copays or coinsurance for specific services.
By reducing out-of-pocket expenses, vision insurance makes maintaining your eye health and accessing corrective eyewear more affordable and convenient.
Vision insurance reduces out-of-pocket expenses for routine eye exams, prescription glasses, and contact lenses.
For example, many plans provide allowances for frames every one to two years, and sometimes cover fitting fees for contact lenses.
Annual exams help you monitor your eye health and can detect early signs of eye conditions, like glaucoma or cataracts, or other health conditions, like diabetes or high blood pressure.
Many vision insurance plans provide discounts on premium eyewear options, such as anti-glare coatings, transition or polycarbonate lenses, and prescription sunglasses.
Some plans also offer savings on vision correction procedures like LASIK and coverage for treating eye conditions or injuries.
The cost of vision insurance typically includes:
- Monthly or annual premiums, which are regular payments to maintain coverage.
- Copays, or a small fee, for routine eye exams or other covered services.
- Partial out-of-pocket costs for eyewear expenses that exceed the plan's allowance for glasses or contact lenses.
You can get vision insurance through an employer-provided benefits package or by purchasing a plan directly from an insurance provider like Blue Cross and Blue Shield of North Carolina (Blue Cross NC). Many insurance companies offer standalone vision plans or bundle them with other health insurance options.
Our Knowledge Center features helpful articles with simple and reliable information for all your insurance questions, from how to submit a claim to how to find the right doctor.
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Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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